Our Privacy Commitment to You
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FINANCIAL
PRIVACY NOTICE
At Earthstar Bank, we recognize, respect and protect the personal privacy rights of all our customers.
We realize that our customers entrust us with personal information and it is our policy to maintain our customers’ information in a confidential manner. We are committed to providing the highest level of security and privacy regarding the collection and use of our customers’ personal information, as well as personal information of all consumers who visit our institution and website.
Confidentiality and Security of Nonpublic Personal Information
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or
services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
Nonpublic Personal Information We Collect
We collect nonpublic personal information about you from the following sources:
Applications, forms, and other information that you
provide to us, whether in writing, in person, by telephone, electronically or by any other means. This information may include your name, address, employment information, income and credit references;
- Your transactions with us, our affiliates, or others. This information may include account balances, payment history, and account usage;
- Consumer reporting agencies. This information may include account information and information about your creditworthiness;
- Public sources. This information may include real estate records and telephone numbers.
Nonpublic Personal Information we disclose
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except to other nonaffiliated
third parties as permitted by law, such as,
- To respond to a subpoena or court order, judicial process or regulatory authorities;
- To consumer reporting agencies;
- In connection with a proposed or actual sale, merger, or transfer of all or a portion of a business or an operating unit;
- To protect against fraud.
In addition, we may provide information about you to our service providers to help us process your applications or service your accounts. Our service providers may include billing service
providers, mail and telephone service companies, insurers, loan settlement service providers, property inspection companies, attorneys or other professionals.
We may disclose all of the information we collect, as
described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.
Notify Us of Inaccurate Information We Report to Consumer Reporting Agencies. Please notify us if we report any inaccurate information about your account(s) to a consumer
reporting agency. Your written notice describing the specific inaccuracy(ies) should be sent to us at the following address: Earthstar Bank, 376 Second Street Pike, Southampton PA 18966.
Member FDIC